You may not know there’s a problem because statements are sent to the new address. Thieves can pretend to be you and run up charges on your account. ![]() They can call your bank and change your mailing address How Thieves Use Your Personal Information Obtaining your credit report by posing as someone who may have a legitimate need for and a legal right to the information.Rummaging through trash for personal data, also known as dumpster diving.Completing a “change of address form” to divert your mail to another location.Taking your mail, including bank and credit card statements, pre-approved credit offers, telephone calling cards and tax information.Stealing wallets and purses with your identification and bank cards.Finding personal information in your home.Skimming - Obtaining credit and debit card numbers using a special device on ATMs or when processing a purchase.Stealing - If they get your laptop, smartphone, or another device, thieves can use any unsecured data to discover passwords and access accounts.The programs capture your keystrokes and network traffic to steal personal information, including user IDs and passwords. Hacking - There are many techniques thieves use to install malicious programs on your devices.Pharming - This can happen when you enter a legitimate website, but your browser is redirected to a bogus location that resembles it to collect your personal information.Spoofing - Bogus websites that look legitimate and ask you to provide personal information.We'll request that information only by phone. Remember, no legitimate representative of JPMorgan Chase will ever ask you for your PIN or password by email. Phishing (pronounced “fishing”) - You get an email that looks reputable but asks you to call a fraudulent number, respond to the email, or go to a website and enter personal information.Through Electronic Devices and the Internet Today, every internet-ready device and website you use could be a risk, especially when you set up or use accounts that require personal information. Wilmington, DE 19885-9918 How Identity Theft Happens Examples include approved Power of Attorney (POA), Conservator, Guardian, Trustee or Executor paperwork.Īll written requests must be sent by First Class mail to: Third-party documentation, if applicable.A written request for a copy of the application that includes a summary of all relevant information about the identity theft.Obtain an Identity Theft Fraud and Forgery Declaration form from your Chase branch or from any financial institution.Call 1-877-IDTHEFT ( 1-87) to request the FTC Identity Theft Report.Complete the Identity Theft Report online at the website of the Federal Trade Commission (FTC) at.A signed and completed Identity Theft Report or Identity Theft Fraud and Forgery Declaration form.We can accept a state-issued driver's license, a Military ID, a state ID card, or a passport. ![]() ![]()
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